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	<title>Wasaga Beach Real Estate-Wasaga Beach Homes For Sale-Wasaga Beach News &#187; Financing</title>
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	<description>Wasaga Beach, Ontario Real Estate News and Local Views - Search Homes for Sale and Learn 365 Things to Do in Wasaga Beach</description>
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		<title>How Much Do Legal Fees Cost When Buying Or Selling Your Home?</title>
		<link>http://wasagabeachtalking.com/2011/12/18/how-much-do-legal-fees-cost-when-buying-or-selling-your-home/</link>
		<comments>http://wasagabeachtalking.com/2011/12/18/how-much-do-legal-fees-cost-when-buying-or-selling-your-home/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 21:42:22 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[The World Of Real Estate]]></category>

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		<description><![CDATA[&#8220;Plus Legal Fees&#8221; Doesn&#8217;t Always Prepare Buyers &#38; Sellers For The Actual Costs This recent newsletter from Wasaga Law here in Wasaga Beach will give all buyers and sellers a better idea of what to expect: &#160;]]></description>
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		<title>What Is Happening To The Interest Rate?</title>
		<link>http://wasagabeachtalking.com/2011/09/24/what-is-happening-to-the-interest-rate/</link>
		<comments>http://wasagabeachtalking.com/2011/09/24/what-is-happening-to-the-interest-rate/#comments</comments>
		<pubDate>Sat, 24 Sep 2011 22:10:31 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=11584</guid>
		<description><![CDATA[The Eternal Question: Fixed Or Variable Rate Mortgage? Unfortunately no one &#8220;really&#8221; knows. Pick 2 experts and get different answers or even a different answer from the same expert depending what month it is. The current economic conditions would suggest that rates are not going to rise in the near future: Surprisingly low US job [...]]]></description>
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		<title>How Much Are The &#8220;Closing Costs&#8221; When You Buy A Home?</title>
		<link>http://wasagabeachtalking.com/2011/06/18/how-much-are-the-closing-costs-when-you-buy-a-home/</link>
		<comments>http://wasagabeachtalking.com/2011/06/18/how-much-are-the-closing-costs-when-you-buy-a-home/#comments</comments>
		<pubDate>Sat, 18 Jun 2011 20:53:11 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[The World Of Real Estate]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=10953</guid>
		<description><![CDATA[&#8220;Closing Costs&#8221;! The Bit People Often Don&#8217;t Think About So you&#8217;re concentrating so much on buying the home and how much it is going to cost. With the offer price, the sign back and the acceptance it is so easy to forget the extra expense of the &#8220;closing costs.&#8221; When asked for a rough figure [...]]]></description>
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		<title>Are You Confused About HST When Buying A Home???</title>
		<link>http://wasagabeachtalking.com/2011/03/23/are-you-confused-about-hst-when-buying-a-home/</link>
		<comments>http://wasagabeachtalking.com/2011/03/23/are-you-confused-about-hst-when-buying-a-home/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 11:16:50 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[The World Of Real Estate]]></category>
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		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=10371</guid>
		<description><![CDATA[&#8220;Absolutely No HST On The Purchase Of A Resale Home&#8221; One of the question I frequently get asked is &#8221; will we have to pay HST on top of the purchase price?&#8221; I was asked again only last Sunday at an Open House for 23 66th Street North here in Wasaga Beach. The Ontario Government [...]]]></description>
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		<title>New Mortgage Rules Announced Yesterday. Mike McCarthy Of Scotiabank Collingwood Explains</title>
		<link>http://wasagabeachtalking.com/2011/01/18/new-mortgage-rules-announced-yesterday-mike-mccarthy-of-scotia-bank-collingwood-explains/</link>
		<comments>http://wasagabeachtalking.com/2011/01/18/new-mortgage-rules-announced-yesterday-mike-mccarthy-of-scotia-bank-collingwood-explains/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 20:03:18 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=9657</guid>
		<description><![CDATA[Finance Minister Jim Flaherty announced new rules for Canadian mortgages that he said will &#8220;protect the stability of the economy.&#8221; Mike McCarthy of Scotiabank in Collingwood posted this summary: &#8220;Government statement: The Harper Government Takes Prudent Action to Support the Long—Term Stability of Canada’s Housing Market The Honourable Jim Flaherty, Minister of Finance and the [...]]]></description>
		<wfw:commentRss>http://wasagabeachtalking.com/2011/01/18/new-mortgage-rules-announced-yesterday-mike-mccarthy-of-scotia-bank-collingwood-explains/feed/</wfw:commentRss>
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		<title>How To Pay Your Mortgage Off Faster In The New Year</title>
		<link>http://wasagabeachtalking.com/2010/12/11/how-to-pay-your-mortgage-off-faster-in-the-new-year/</link>
		<comments>http://wasagabeachtalking.com/2010/12/11/how-to-pay-your-mortgage-off-faster-in-the-new-year/#comments</comments>
		<pubDate>Sat, 11 Dec 2010 15:52:16 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=9280</guid>
		<description><![CDATA[3 Easy Ways To Become Mortgage Free New Years Resolutions! Loose weight. Go to the gym. Drink less. Spend more time with the family. Read more. All sound familiar? How about deciding to pay off your mortgage more quickly?? The &#8220;fear&#8221; in the middle of 2010 was that interest rates were going to shoot up [...]]]></description>
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		<title>Do You Need Help Choosing Between A Fixed Rate Or A Variable Mortgage?</title>
		<link>http://wasagabeachtalking.com/2010/11/15/do-you-need-help-choosing-between-a-fixed-rate-or-a-variable-mortgage/</link>
		<comments>http://wasagabeachtalking.com/2010/11/15/do-you-need-help-choosing-between-a-fixed-rate-or-a-variable-mortgage/#comments</comments>
		<pubDate>Mon, 15 Nov 2010 21:28:19 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=8775</guid>
		<description><![CDATA[Unfortunately The &#8220;Experts&#8221; Can&#8217;t Help You Dwight Trafford of the Mortgage Centre sent me this interesting observation on &#8220;Rate Uncertainty&#8221; after he had attended a FirstLine Mortgage event to hear CIBC economist Benjamin Tal talk. Choosing between a fixed or variable mortgage can seem like throwing darts with your eyes closed. Borrowers today are seeing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do You Need A Mortgage?? Mike McCarthy Of Scotiabank Collingwood Can Help</title>
		<link>http://wasagabeachtalking.com/2010/11/06/do-you-need-a-mortgage/</link>
		<comments>http://wasagabeachtalking.com/2010/11/06/do-you-need-a-mortgage/#comments</comments>
		<pubDate>Sat, 06 Nov 2010 17:21:57 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=8624</guid>
		<description><![CDATA[Meet Mike McCarthy Of Scotiabank Collingwood Buying a house is exciting and emotional. Let&#8217;s be honest mortgages are dull BUT essential. In days gone by it was all much simpler. Today there is a veritable smorgasbord of mortgage products available. We need an expert to guide us through the process and more importantly an expert [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>HST Does NOT Apply To The Price Of A Resale Home</title>
		<link>http://wasagabeachtalking.com/2010/10/27/hst-does-not-apply-to-the-price-of-a-resale-home/</link>
		<comments>http://wasagabeachtalking.com/2010/10/27/hst-does-not-apply-to-the-price-of-a-resale-home/#comments</comments>
		<pubDate>Wed, 27 Oct 2010 16:11:58 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[The World Of Real Estate]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=8433</guid>
		<description><![CDATA[Let Me Say That Again &#8220;HST Does NOT Apply To The Price Of A Resale Home&#8221; 56% Of Adults In Ontario Think It Does This is a press release from the Ontario Real Estate Association explaining the situation: Most Ontarians confused about HST and resale homes 56% mistakenly believe HST applies to purchase price Toronto, [...]]]></description>
		<wfw:commentRss>http://wasagabeachtalking.com/2010/10/27/hst-does-not-apply-to-the-price-of-a-resale-home/feed/</wfw:commentRss>
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		<title>Is Now The Time For You To Refinance &amp; Be Debt Free Sooner?</title>
		<link>http://wasagabeachtalking.com/2010/09/09/is-now-the-time-for-you-to-refinance-be-debt-free-sooner/</link>
		<comments>http://wasagabeachtalking.com/2010/09/09/is-now-the-time-for-you-to-refinance-be-debt-free-sooner/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 20:50:18 +0000</pubDate>
		<dc:creator>Andrew McKay</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://wasagabeachtalking.com/?p=7559</guid>
		<description><![CDATA[5 Year Fixed Rates Are Still At Historically Low Levels Last week I wrote about 9 simple ways to be mortgage free in 10 years . You would think talking about refinancing would be a contradiction especially as interest rates are going up. Not so. If the only debt you carry is a mortgage then [...]]]></description>
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