How Do First Time Home Buyers Work Out What Home They Can Afford?

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How Do First Time Home Buyers Work Out What Home They Can Afford?

March 18th, 2010 by Andrew McKay
Categories: Financing

Are you a first time home buyer? How much can you afford to pay for your first home? Is your credit good enough?

A pre-qualified or pre-approved first time buyer will know the amount they have to spend and be in a stronger position when making an offer.

There are 6 factors to consider:

• Income.

• Cash available for down payment, closing costs etc.

• Debts.

• Credit history and rating.

• Mortgage type.

• Current interest rates.

A decent mortgage broker can talk you through the process and get you ready for those viewings.

Title

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How Do First Time Home Buyers Work Out What Home They Can Afford?

Are you a first time home buyer? How much can you afford to pay for your first home? Is your credit good enough?

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